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Cyprus salary & tax guides

Short, plain-English explainers for the 2026 rules behind your pay slip.

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A Cyprus payslip has three main deductions between your gross and your net pay: income tax, Social Insurance and GESY. These guides explain each one for 2026 — how the tax bands work after the reform, what the contributions fund and where they cap, how the 13th and 14th salary are taxed, and how the picture changes if you're self-employed. Read them alongside the calculator to see exactly how your own number is built up.

Cyprus income tax bands 2026

The post-reform bands — €22,000 tax-free, then 20/25/30/35% — with a worked example.

The 13th & 14th salary

What the extra pay months are, whether you're owed them, and how they're taxed.

Social Insurance & GESY

The 8.8% and 2.65% employee contributions, their caps, and the employer's share.

Self-employed tax

Same tax bands, higher contributions (16.6% + 4%), plus VAT and provisional tax.